You can also study the impact of making extra payments on any monthly payment date. You can get a longer amortization table by simply copying the last line as many times as necessary. Monthly Payment Mortgage Calculator - With Amortization Table This spreadsheet file calculates the payment given the principal, amortization term and nominal or quoted rate and computes the amortiztion table for five years. Monthly Payment Mortgage Calculator - No Amortization Table This spreadsheet file allows you to compare up to five mortgages - different rates, principals, amortization terms, etc. This simply means that the mortgage gets paid down slightly faster, since those extra pennies are applied to principal. Also, some lenders will round up the payment to the next dollar. Remember, these calculations are for the mortgage itself, and do not include any life insurance premiums added to the payment or property taxes that may get added. These files require a PDF reader, such as Adobe Reader.
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